A simple cremation service in Monroeville, PA can be very expensive, and that’s not including any extra money for a service or memorial. While cremations are still more affordable than other kinds of services, they’re not cheap. With the cost of cremation getting so high, it’s no wonder that people are looking for help to pay for them, such as these four ideas.
You can start with preplanning. Check the deceased’s papers and information to see if they made any plans to help pay for their cremation, as these plans can go a long way toward covering the cost. They might have put in place things such as prepaying programs, funeral insurance, life insurance, or payable-on-death bank accounts.
You can also ask for help when needed. Don’t be afraid to ask for help from your community, neighborhood, friends or other family. You’d be surprised how quickly people will chip in when it comes to fundraising. Social media is a great tool to make your need known and get more people involved. Don’t be afraid to share any fund raising or write posts about your need. Get creative with fund raising like:
- Car washes or bake sales
- Church groups or donations
- Memorial funds at the deceased’s workplace or bank
- Crowd funding websites like GoFundMe.com or GiveForward.com
The government can also provide assistance. Local, state and even federal government programs can help pay for funerals and cremations. Check with your local social service, county treasurer, or public fiduciary to see if any systems are in place. These programs have varying requirements, especially since local government budgets are tight, and they are making such programs more difficult to qualify for. Be sure to double check that you are eligible. The Social Security Administration can also provide assistance. Call to report a death and you may be eligible for a lump sum of $225 or other survivor benefits. Other federal programs that can help include Medicare, Medicaid, The Bureau of Indian Affairs, The Railroad Retirement Board, and The Veteran’s Administration.
If you still can’t get enough funding, there are tons of low-cost funeral and cremation options you can choose from, including a memorial service at home or a community center, pot-luck food for the service, service at a church or other religious establishment, body donation to a medical school or other organization (Science Care is the world’s largest body donor program), direct cremation and burial on family land or a family plot.
There is no shame in asking for help paying for a cremation or other death-related service. Use any of these ideas to get you started. You can also reach out to Patrick T. Lanigan Funeral Home and Crematory, Inc. for more assistance or ideas. We offer a range of Monroeville, PA cremation services and are happy to do whatever we can to help you through your time of loss. Give us a call today to learn more about how to help ease the cost of a cremation, or about what we can do for you.