Tag Archives: funeral home in North Versailles PA

funeral home in North Versailles, PA

What Happens if You Can’t Pay for Funeral Home Services?

Funerals don’t have to be extravagant and expensive, but they do cost money. What do you do if you can’t afford a funeral at a funeral home in North Versailles, PA?

If you refuse to pay for a service, the funeral home is not obligated to take custody of a body. If a family does not or will not pay, the funeral home does not have to accept the body. If the funeral home already has custody of the body and the family refuses to pay, the funeral home will pause all funeral services and planning, store the body in the cooler, and charge the family a storage fee for every day the body is there. The funeral home as the right to refuse services and can transfer the body to the state at any time, but they cannot hold a body hostage in order to get payment.

Here are answers to common questions surrounding paying for funerals and cremation services:

  1. Are there free cremations or burials? If you cannot afford a burial or cremation, you can sign a form with the county coroner’s office and the state will bury or cremate the body for you. This will be at no cost, but you won’t have any say in where or how.
  2. How do you pay for a funeral with little or no money? There are many ways to cover funeral expenses, including low-cost options and fund raising.
  3. Is body donation free? Donating a body to research does result in a no-cost cremation. You can donate your body to science through institutions like medical laboratories, medical schools, and local hospitals.
  4. Do you have to have a funeral? You’re not required to have a funeral. So, if you can’t afford one, you don’t have to worry. You’re more than welcome to select a direct burial or direct cremation option (the most affordable final disposition services) in order to save money. But if you want to have a funeral or service, there are ways to do so without spending too much money.
  5. Can you get a funeral loan? Anyone can apply for a funeral loan to get help paying for funeral expenses. They are generally available through credit unions, banks, and online lenders.
  6. Who pays for the funeral if the deceased has no money? If there isn’t any money in the deceased’s estate, the next-of-kin traditionally pays for funeral expenses. If the next-of-kin aren’t able or don’t want to pay, there won’t be a funeral.
  7. Are there government bodies that help with funeral costs? There are several government organizations that can help with final disposition and funeral costs including Social Security, State Department of Health, Veteran’s Affairs, and even FEMA if the deceased died in a natural disaster.

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Take time now to preplan for your eventual passing, including how your loved ones will pay for your services.

Paying for a service at a North Versailles, PA funeral home can be stressful, but it doesn’t have to be. We are here to help if you would you like to learn more about preplanning or dealing with a recent loss.

funeral home in North Versailles, PA

Last Wishes Documents

Your last wishes are your requests for what you want done after you die, generally regarding funeral or memorial arrangements and final disposition, and a last wishes document is how you can tell your loved ones what you want done after you die, from a cremation service to a funeral at a funeral home in North Versailles, PA.

Everyone dies eventually, so, no matter how uncomfortable it might be, it’s a good idea to be as prepared for the eventuality as possible. It’s always best to tell your loved ones about these wishes in addition to writing them down. That way you can make sure they understand what you want, and they can ask any questions they may have. Here are some common last wishes questions and their answers to give you more information on these important documents. 

To begin, what should you include in a last wishes document? Your last wishes can include anything you want, including funeral or cremation preferences and plans, body disposition preferences, obituary information, messages to your loved ones, requests for your final days, and personal information like where your will is. Some people also choose to include what they want for the time leading up to their death as well, like who they want to see, if they want to pass at home or at a care facility, or even what they want their surroundings to be like in a last wishes document. 

Are last wishes the same as a will?  Last wishes are not wills. Wills are legal documents that deal with your estate, belonging, or finances, while last wishes are non-legal documents that deal with the funeral or service arrangements. It also does not make sense to include your last wishes in your will as the will is generally read after the funeral, thereby making your last wishes useless.

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Are last wishes legally binding? Last wishes documents are not legally binding, but most family members or loved ones at least feel morally obligated to see your wishes done. How do you make a last wishes document? You don’t need to do anything fancy to write down your last wishes. The document should include your name, the details you want your loved ones to know, and who you want to tell them to. It can be a few sentences or several pages, typed and printed, or just written down in a notebook.

Just be sure it’s kept in a safe place and that the people it addresses know about it and where it is. Is a last wishes document the same as an advance directive? Advanced directives are legal documents that details someone’s wishes when they are terminally ill. Last wishes are not legally binding and deal more with how you would like to be remembered, what you would like to say to your loved ones, and other practical things.

It’s always best to be prepared. Do you want to learn more about last wishes or North Versailles, PA funeral homes? We are here to help. Call or visit us today for more information on what we can do for you in your time of preplanning or of loss.